Subscription Audit
Finds recurring charges in your email receipts and bank exports, then names what to cut.
Uses
Subscription Audit looks at your email receipts and a bank export file you provide, once a month, and builds a picture of what you are actually paying for on repeat. It groups charges by merchant, works out how often each one bills and what that costs you over a year, then ranks the list from most to least expensive.
Every merchant on the list gets a call: keep, review, or cut. A cut or review call always comes with a specific reason, such as no matching usage in your receipts, a duplicate plan, or a price increase with no explanation. Nothing gets cancelled. You get the list and the reasoning, and you decide.
This workflow never logs into your bank. It reads your connected email inbox for receipts, and it needs you to export and hand over the bank or card transaction file each run. The default schedule is monthly, the 1st at 08:00 local, confirmed with you before the recurring job is created.
What it includes
- A monthly cron job, default the 1st at 08:00 local
- A merchant-grouping pass over email receipts plus your bank export
- An annualized cost estimate per merchant
- A ranked cut list, each entry with one concrete reason
Example
Input: email receipts plus a bank export covering the last 30 days, containing charges from Netflix, a gym, and a note-taking app used twice all year.
Output: “Estimated annual recurring spend: $612. Netflix: monthly, $15.49, $186/year, keep. Gym: monthly, $60, $720/year… review, no check-in activity found in receipts for 3 months. NoteApp: annual, $84/year, cut, only 2 sessions logged since last renewal.”
Before you install
- A shared skill carries somebody else's instructions. Read the source before you install it.
- Never paste an API key, password, or token into anything a skill asks for. Legitimate skills use Muse's own secure flows.
- Installing copies the setup into your own environment. It gives the author nothing.
What this one touches
Reads only the email receipts in the user's connected account and the bank export file the user supplies. Never logs into a bank or any financial site, and never asks for banking credentials. Never cancels a subscription; it only reports and recommends.